Checked by Jacana · October 1, 2026

Is 365.loans a scam?

This looks like a scam.

Loan matching site with a countdown on its form

This site collects loan requests for lenders, and its application form tells you to hurry because only five minutes are left before the next payout, although the site says it is not a lender. None of its pages names the company behind it, so we would not give it your details.

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Reasons for concern

  • Puts a payout countdown on its loan form

    Its application pages say the next payout is coming and to hurry, with five minutes left. Its home page says it is not a lender and only passes requests to lenders.

  • Shows a borrower quote with initials only

    Next to the form it shows three sets of initials and the quote approved in under an hour, money in my account next day, with no name or source.

  • Names no company

    Its about, contact, terms, privacy, disclosures and other policy pages name only the brand and give no company name or phone number. The Canadian pages give an office address in Toronto, and the American pages give none.

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People also ask

Is 365.loans a scam?

365.loans looks like a scam, though we cannot prove it. We would not give it your details.

Who runs 365.loans?

We could not find who runs 365.loans. Its own pages do not name the company behind it.

What are the warning signs on 365.loans?

On 365.loans we found three things: puts a payout countdown on its loan form, shows a borrower quote with initials only, and names no company.

What should I do if I visited 365.loans?

We would not give it your details. If you already did, watch for calls and texts from lenders you did not choose.

How does Jacana check websites?

We combine what other people can confirm about a site with what our own checks see on it. Everything that changed our answer is listed on this page.

Is this up to date?

This is our most recent check, and each one reads the live site again. Sites like this change fast, so if what you are seeing is different, trust what you are seeing.

Think our verdict is wrong?

Every dispute is reviewed by a human analyst within 24 hours. Tell us what we got wrong about 365.loans and what you expected to see instead.

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