Report to The Home Depot

Last updated September 18, 2026

The short answer

Home Depot's fraud centre, and the gift card rules that identify a scam

Home Depot gift cards are a favourite way for scammers to take money. Once the numbers are read out, the card is as good as cash. Home Depot publishes the rules that expose it, and they are worth knowing before the call comes.

What they handle

  • Demands to pay a bill or a fine with Home Depot gift cards
  • Phishing emails and texts using the Home Depot name
  • Tampered gift cards bought in store
  • Offers of a free gift if you pay only shipping

How to file a report

  1. 1

    Recognise the gift card demand

    Home Depot states you should never be asked to pay utility bills, bail money, debt collection or hospital bills with its gift cards. Law enforcement and the IRS never ask for gift cards either.

  2. 2

    Use the fraud centre

    Home Depot keeps a Fraud Center covering phishing, gift card scams and what to do next.

  3. 3

    Report it to the FTC

    For a gift card scam, Home Depot points to reportfraud.ftc.gov or the FTC on 877-382-4357.

  4. 4

    Buy and check cards only through Home Depot

    Do not buy, sell or check a Home Depot gift card balance on an outside marketplace. Tampered cards are sold that way.

What you'll need

  • The gift card numbers and the receipt
  • The phone number or email that demanded payment
  • The store and date of purchase

What to expect

A gift card is hard to recover once the code has been shared, so speed matters. Report it to Home Depot and the card issuer the same day, and to the FTC afterwards.

Frequently asked questions

Someone official told me to pay a fine in Home Depot gift cards. Could that be real?

Never. No government agency, court or utility takes payment in gift cards. Home Depot says so directly, and the request alone proves the caller is a scammer.

Company guide

Home Depot scams

Knowing which scam you were hit by makes the report better. This is how scams impersonating Home Depot actually work, what the company will never ask you for, and the warning signs to recognise next time.

Read the guide →