Report to GEICO
Last updated September 18, 2026
The short answer
Report GEICO fraud on the dedicated line, and check the number before you call
GEICO scams work by putting a fake phone number where you will search for a real one. The defence is simple. Reach GEICO through the app, through GEICO.com typed yourself, or on 1-800-207-7847.
What they handle
- Fake GEICO websites and phone numbers
- Emails and calls asking for policy or payment details
- Sweepstakes letters and cheques using the GEICO name
- Suspected insurance fraud on a claim
How to file a report
- 1
Call the fraud line
GEICO gives 1-800-824-5404 extension 3313 for reporting suspected fraud. You can notify the police as well.
- 2
Reach GEICO only through channels you chose
Use the GEICO mobile app, type GEICO.com yourself, or call 1-800-207-7847. Never a number from a message or a search advert.
- 3
Report it to the NICB
The National Insurance Crime Bureau takes reports online or on 1-800-TEL-NICB. That is the industry-wide route for insurance fraud.
- 4
Take sweepstakes letters to a postal inspector
For fraudulent sweepstakes letters and cheques, GEICO points to your local postal inspector or other law enforcement. Mail fraud is their jurisdiction.
What you'll need
- Your policy number, if you have one
- The phone number or website that contacted you
- Any cheque or letter you received, kept intact
What to expect
GEICO's Special Investigations Unit handles claim fraud. A payment you made to a fake GEICO is recovered through your bank, not through the insurer.
Frequently asked questions
I found a GEICO number online and it looked official. How would I tell?
You largely cannot, which is the point. Scammers buy adverts and build convincing pages. Use the app or type GEICO.com yourself, and treat any other number as unverified.
Company guide
GEICO scams
Knowing which scam you were hit by makes the report better. This is how scams impersonating GEICO actually work, what the company will never ask you for, and the warning signs to recognise next time.
Read the guide →