Report to Discover
Last updated September 18, 2026
The short answer
Send Discover phishing to emailwatch@discover.com, and call if the account is hit
Discover keeps the two jobs apart. A suspicious email goes to emailwatch@discover.com. An account you think has been compromised is a phone call, and that one should not wait.
What they handle
- Emails and texts impersonating Discover
- Charges on your card you did not make
- Account access after a phishing link was clicked
- Calls claiming to be Discover fraud prevention
How to file a report
- 1
Send the email to emailwatch@discover.com
That is the address Discover gives for suspicious or phishing email using its name.
- 2
Call if you think the account is compromised
Discover asks you to call right away on 1-800-DISCOVER, which is 1-800-347-2683, if account security may have been affected by a phishing email.
- 3
Lock the card and ask for a replacement
If someone may have your account details, lock the account and request a replacement card rather than waiting to see whether a charge appears.
- 4
Treat it as identity theft if it goes wider
Discover points people who believe they are identity theft victims to the major credit bureaus and to filing a police report.
What you'll need
- The last four digits of the card
- The date, amount and merchant of each disputed charge
- The email, forwarded rather than screenshotted
What to expect
emailwatch@discover.com is intake and does not act on your account. The call opens the claim and gets the card reissued.
Frequently asked questions
Is emailwatch@discover.com enough if I clicked the link?
No. That address reports the message. If you entered anything, call 1-800-347-2683, because only the phone route protects the account.
Company guide
Discover scams
Knowing which scam you were hit by makes the report better. This is how scams impersonating Discover actually work, what the company will never ask you for, and the warning signs to recognise next time.
Read the guide →