Report to American Express

Last updated September 18, 2026

The short answer

Forward Amex phishing to spoof@americanexpress.com, and report card fraud by phone

American Express takes phishing at spoof@americanexpress.com and says it acts to shut the linked site down. That address is for the message. Anything touching your actual account or a charge is a phone call.

What they handle

  • Phishing emails and texts using the American Express name
  • Fake American Express websites
  • Charges and account activity you did not authorise
  • Calls from someone claiming to be Amex fraud prevention

How to file a report

  1. 1

    Forward the message without clicking anything

    Send the phishing email or text to spoof@americanexpress.com. Amex says it will act to close down the phishing link. Do not click through first to check whether it is real.

  2. 2

    Call if your account or a charge is involved

    American Express gives 1-800-528-4800 for suspected fraud, and you can also sign in and use live chat. Use the number on the back of your card if you have it to hand.

  3. 3

    Check the account yourself rather than through a link

    Sign in at americanexpress.com or in the Amex app to see real charges and messages. A genuine fraud alert is visible there, which is the quickest way to tell a real one from a fake.

What you'll need

  • The last four digits of the card
  • The date, amount and merchant for each charge in question
  • The original message, forwarded rather than screenshotted

What to expect

Forwarding to spoof@americanexpress.com is intake and gets no case-by-case reply. A call opens a fraud claim, and a compromised card is reissued. Disputed charges are normally credited while the claim is worked.

Frequently asked questions

Amex called me about fraud. Was that real?

It might be, but do not confirm anything to an inbound caller. Hang up and call 1-800-528-4800 or the number on your card. A real fraud alert will still be waiting for you when you call back.

Company guide

American Express scams

Knowing which scam you were hit by makes the report better. This is how scams impersonating American Express actually work, what the company will never ask you for, and the warning signs to recognise next time.

Read the guide →